Are You Being Complacent in Today’s Investing Environment?

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2018 is well upon us. It is time for reflection and thinking of the future regarding investing and retirement, When we reflect on 2017 and look at our nest eggs we should have seen very good returns. We may have become overconfident and think that either “I am smarter than the rest” or “I made a killing in the markets,” …

20 Reasons to own an apartment in Dubai

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If buying a property in Dubai has always been a dream of yours since time immemorial then it’s perhaps time to transform that dream into reality today – without delay. With Expo 2020 coming to Dubai and it taking giant strides in terms of development, it’s a great time to be here, Documented below are top 20 reasons why you …

Why most clients need an advisor and why most advisors are not the solution

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I have been in Dubai since the last century (which only seems like yesterday). It is amazing how much has changed, but one thing that has not changed is our ability to control our emotions when investing. I have been a traditionalist when it comes to investing and I am a firm believer in separating protection from investing, this is …

Your Financial Advisor is Your Employee – How Much Should Your Employee be Compensated?

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If you ever take financial advice and invest money. There are a few things about fees to be aware off. It is very easy to pay too much to someone to help manage your investments and most likely you also would not know how much this is costing you. The financial advisory businesses are experts at creating impossible to understand …

Structured Notes

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Low risk high yielding? Or high risk moderate yielding? Structured Notes were banned for sale to retail clients in the UAE by the Central Bank in 2009 Structured notes are not regulated and are meant for institutions and professional investors. If you are going to invest or have invested, then please read this. What is a structured note? A structured …

QROPS? SIPPs Fact or Fiction or Is It Just Scaremongering?

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I have been in Dubai for a while and have observed that QROPS (Qualified Recognised Overseas Pension Scheme) is often marketed as a solution to SIPPs (self-invested personal pension). It is as if SIPPs was a disease and QROPS was the cure, especially when you see QROPS being so aggressively marketed. However due to the change in the tax laws QROPS …

The END GAME, Rip Off Savings Plans Adeiu!

Gordon Robertson Investment Leave a Comment

I remember talking to friends and colleagues about it being harder to become a real estate agent than a UAE financial advisor. Blank stares, open mouths, bewilderment stared back at me. Although it reflected the IFA market, it also included the banks There is a minority of advisors in the UAE who are dedicated and ethical, however they are overshadowed …

UAE Insurance Intermediaries to be regulated

Gordon Robertson Insurance Leave a Comment

There has been a lot of articles about the new regulations regarding products, but nothing about the proposed regulation of intermediaries. It has currently only been issued on the Circular 22, however if no objection the consultation period will end May 12. It is expected that this will be quickly be adopted with an implementation period of two years. I …

Documenting Change

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It has been described as a ‘game changer’ by some, but whatever the terminology, the changes being introduced by the UAE Insurance Authority will impact on advisers and providers in equal measure, as Gary Robinson has found out by speaking to those affected. Following an announcement on April 25, the United Arab Emirates Insurance Authority issued its regulations package, which …