The IFA industry in the UAE is not prepared for this 2017 shock

Gordon Robertson Insurance, Investment Leave a Comment

We have read articles about the coming changes proposed by the Insurance Authorities on insurance backed savings and investment products. Most of the articles I have read have only  covered a few points and as such have been incomplete. I have put together a very informative article which covers the most  important points  relating to the new proposals: These proposals …

Wanted to invest and save in the UAE but heard too many scare stories? – Use these tips for successful investing

Gordon Robertson Investment Leave a Comment

There are new UAE rules regarding insurance products about to be introduced. They will benefit the consumer but I still think they do not go far enough. Most of my readers know that I am not a fan of insurance backed investment products, due to the lack of flexibility. The fees involved, the punishing exit fees, the lack of clarity …

Why misunderstanding and not being able to manage risk can damage your economic health?

Gordon Robertson Investment Leave a Comment

The generally accepted view from professionals and regulator’s when it comes to advice is “An investment fiduciary has an obligation to provide the advice that a prudent expert (an experienced advisor) would have given a similar client in similar circumstances” The term “prudent expert” has never been fully defined, but most courts and regulators believe it should be based on …

Investing in Government Bonds would this be low risk or high risk?

Gordon Robertson Investment Leave a Comment

I was visiting a friend of mine a few days ago and she showed me a suggested investment strategy offered by her bank. She asked me to have a look and voice an opinion. She is slightly risk averse as this is her retirement money. The suggested investment was a mutual fund owning government bonds with a maturity of 20-30 …

Your Financial Advisor is Your Employee – How Much Should Your Employee be Compensated?

Gordon Robertson Investment Leave a Comment

If you ever take financial advice and invest money. There are a few things about fees to be aware off. It is very easy to pay too much to someone to help manage your investments and most likely you also would not know how much this is costing you. The financial advisory businesses are experts at creating impossible to understand …