QROPS? SIPPs Fact or Fiction or Is It Just Scaremongering?

Gordon Robertson Pension Leave a Comment

I have been in Dubai for a while and have observed that QROPS (Qualified Recognised Overseas Pension Scheme) is often marketed as a solution to SIPPs (self-invested personal pension). It is as if SIPPs was a disease and QROPS was the cure, especially when you see QROPS being so aggressively marketed. However due to the change in the tax laws QROPS …

Concerned About Your UK Company Pension Scheme’s Health?

Gordon Robertson Pension Leave a Comment

Not to worry, we have the UK’s Pension Protection Fund. But know the fine print. In the UK, a company can’t default on its pension obligations unless it goes into liquidation.  And the UK Pensions Protection Fund (“PPF”) picks up the bill – within limits — for any UK company being dissolved without having adequate funding for its current and …

What’s your most valuable asset? Most common answer – My Home

Gordon Robertson Pension Leave a Comment

Or not.  Many people don’t naturally first think of the value of their retirement plan. If you are in the fortunate position of having a defined benefit (also known as a “DB” or “final salary”) pension, perhaps you have read in the press about the high  “transfer values” being offered to folks who choose to transfer out of their existing …