Why most clients need an advisor and why most advisors are not the solution

Gordon Robertson Investment Leave a Comment

I have been in Dubai since the last century (which only seems like yesterday). It is amazing how much has changed, but one thing that has not changed is our ability to control our emotions when investing. I have been a traditionalist when it comes to investing and I am a firm believer in separating protection from investing, this is …

Your Financial Advisor is Your Employee – How Much Should Your Employee be Compensated?

Gordon Robertson Investment Leave a Comment

If you ever take financial advice and invest money. There are a few things about fees to be aware off. It is very easy to pay too much to someone to help manage your investments and most likely you also would not know how much this is costing you. The financial advisory businesses are experts at creating impossible to understand …

Structured Notes

Gordon Robertson Investment Leave a Comment

Low risk high yielding? Or high risk moderate yielding? Structured Notes were banned for sale to retail clients in the UAE by the Central Bank in 2009 Structured notes are not regulated and are meant for institutions and professional investors. If you are going to invest or have invested, then please read this. What is a structured note? A structured …

QROPS? SIPPs Fact or Fiction or Is It Just Scaremongering?

Gordon Robertson Pension Leave a Comment

I have been in Dubai for a while and have observed that QROPS (Qualified Recognised Overseas Pension Scheme) is often marketed as a solution to SIPPs (self-invested personal pension). It is as if SIPPs was a disease and QROPS was the cure, especially when you see QROPS being so aggressively marketed. However due to the change in the tax laws QROPS …

The UAE IA’s Circular No. 12: ‘Advisers, get ready to be registered, tested’

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Towards the end of last month, the United Arab Emirates Insurance Authority quietly went public with a 26-page synopsis of its latest thoughts with respect to its already-flagged-up plans to introduce a raft of new regulations governing the way life insurance and insurance-based savings and investment products are to be marketed and sold in the country.  The IA regulations package, …