The END GAME, Rip Off Savings Plans Adeiu!

Gordon Robertson Investment Leave a Comment

I remember talking to friends and colleagues about it being harder to become a real estate agent than a UAE financial advisor. Blank stares, open mouths, bewilderment stared back at me. Although it reflected the IFA market, it also included the banks There is a minority of advisors in the UAE who are dedicated and ethical, however they are overshadowed …

The UAE IA’s Circular No. 12: ‘Advisers, get ready to be registered, tested’

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Towards the end of last month, the United Arab Emirates Insurance Authority quietly went public with a 26-page synopsis of its latest thoughts with respect to its already-flagged-up plans to introduce a raft of new regulations governing the way life insurance and insurance-based savings and investment products are to be marketed and sold in the country.  The IA regulations package, …

Wanted to invest and save in the UAE but heard too many scare stories? – Use these tips for successful investing

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There are new UAE rules regarding insurance products about to be introduced. They will benefit the consumer but I still think they do not go far enough. Most of my readers know that I am not a fan of insurance backed investment products, due to the lack of flexibility. The fees involved, the punishing exit fees, the lack of clarity …

Why misunderstanding and not being able to manage risk can damage your economic health?

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The generally accepted view from professionals and regulator’s when it comes to advice is “An investment fiduciary has an obligation to provide the advice that a prudent expert (an experienced advisor) would have given a similar client in similar circumstances” The term “prudent expert” has never been fully defined, but most courts and regulators believe it should be based on …

Investing in Government Bonds would this be low risk or high risk?

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I was visiting a friend of mine a few days ago and she showed me a suggested investment strategy offered by her bank. She asked me to have a look and voice an opinion. She is slightly risk averse as this is her retirement money. The suggested investment was a mutual fund owning government bonds with a maturity of 20-30 …